MORE►
Casey Christen Jens Christensen
JPMorgan Chase's newly granted patent describes a "cryptogram lockbox" designed to generate the one-time codes that authorize credit-card transactions locally — inside a merchant's data center or cloud — rather than requesting them from a payment network or card issuer, according to the patent. Fig. 1 shows the system architecture, with a customer interacting with merchant systems that contain the lockbox, which in turn connects to a financial institution. Irving-based Gayathri Sundar is among several inventors named on the patent. [Composite image: Sources, U.S. Patent No. 12619977, Fig. 1; DI Studio]
Patented: JPMorgan Chase’s Systems for Using a Cryptogram Lockbox and More North Texas Inventive Activity
by Dallas Innovates | Staff Report | May 27, 2026
Dallas-Fort Worth ranked No. 11 for patent activity out of 250 metros for the week of May 5 with a total of 127 patents granted.
Related Articles
Patented: Verily’s VR Headset Eye Tests and More North Texas Inventive Activity
Patented: Samsung’s Virtual Touch Interaction for Any Display Devices Using Radar—and More North Texas Inventive Activity
Patented: Toyota’s Motion Sickness Mitigation and More North Texas Inventive Activity
Patented: Verizon’s Signal Spoof Detection at Base Stations and More North Texas Inventive Activity
Patented: AT&T’s Quantum Security and More North Texas Inventive Activity
MORE►
Trending
North Texas is a big place, with plenty to do, see, hear, and watch. We scour the internet every week to find events and activities for you. As always, things may change at any time, so be sure to check the official website or registration page for the latest details....
Electric mobility is about more than battery range now. As EVs become part of everyday life, people want the experience to feel simple and reassuring, whether they are finding a charger, checking their vehicle status, making a payment, or getting help when they need it....
Beyond JPMorgan Chase, other organizations with notable patents granted this week include:
- 7-Eleven’s space search reduction in identifying items from images via item height
- Bank of America’s system for generating on-demand single-use biometric authentication credentials
- BMIC’s roofing materials with asphalt shingle waste
- Frito-Lay’s vegetable-containing snack product
- GoLabs’ electric folding wagon
- IBM’s intelligent workflow for repair skills augmentation
- KPMG’s automated system and method for analyzing and auditing financial data
- Mazama Energy’s processes for stimulating subterranean geologic formations
- McAfee’s methods and apparatus for malware classification through convolutional neural networks using raw bytes
- McKesson’s supply chain analytics using visualizations and standardization constructs
- Monolithic 3D’s 3D semiconductor device and structure with metal layers and a power delivery path
- Purewine’s wine filter canister
- Samsung Electronics’ beam tracking with statistical learning
- Schneider Electric Buildings Americas’ distributed people counting system and methods
- TRETE’s secure identifier integration
- USAA’s flight path optimization for aerial-based damage assessment
- USC’s fasting mimicking diet
- Verizon’s automated cleaning of mobile user devices
Dallas Invents is a look at U.S....
Beyond Verily Health Inc., other organizations with notable patents granted this week include:
- Bank of America’s detecting polymorphic botnets using an image recognition platform
- Capital One’s system for navigating vehicle inventory
- Cardio Voyage Innovations’ apparatus for guiding and supporting users to maintain correct postures during squatting exercise
- Charter Communications’ technique for accurately characterizing dropped calls
- JPMorgan Chase’s methods for querying a document pool
- Koya Medical’s lymphatic diagnostic device
- Monolithic 3D’s 3D semiconductor memory device and structure
- Stryker’s privacy controls for cameras in healthcare environments
- Texas Instruments’ fluidic wafer probe
- Toyota’s systems for multi-stage risky driving mitigation
- Traxxas’ model vehicle body
- Trinity Rail Group’s storage assembly for railcar
- USAA’s manufacturer-based autonomous driving assessment
- U.S.
Trending
North Texas is a big place, with plenty to do, see, hear, and watch. We scour the internet every week to find events and activities for you. As always, things may change at any time, so be sure to check the official website or registration page for the latest details....
Electric mobility is about more than battery range now. As EVs become part of everyday life, people want the experience to feel simple and reassuring, whether they are finding a charger, checking their vehicle status, making a payment, or getting help when they need it....
Beyond JPMorgan Chase, other organizations with notable patents granted this week include:
- 7-Eleven’s space search reduction in identifying items from images via item height
- Bank of America’s system for generating on-demand single-use biometric authentication credentials
- BMIC’s roofing materials with asphalt shingle waste
- Frito-Lay’s vegetable-containing snack product
- GoLabs’ electric folding wagon
- IBM’s intelligent workflow for repair skills augmentation
- KPMG’s automated system and method for analyzing and auditing financial data
- Mazama Energy’s processes for stimulating subterranean geologic formations
- McAfee’s methods and apparatus for malware classification through convolutional neural networks using raw bytes
- McKesson’s supply chain analytics using visualizations and standardization constructs
- Monolithic 3D’s 3D semiconductor device and structure with metal layers and a power delivery path
- Purewine’s wine filter canister
- Samsung Electronics’ beam tracking with statistical learning
- Schneider Electric Buildings Americas’ distributed people counting system and methods
- TRETE’s secure identifier integration
- USAA’s flight path optimization for aerial-based damage assessment
- USC’s fasting mimicking diet
- Verizon’s automated cleaning of mobile user devices
Dallas Invents is a look at U.S....
Beyond Verily Health Inc., other organizations with notable patents granted this week include:
- Bank of America’s detecting polymorphic botnets using an image recognition platform
- Capital One’s system for navigating vehicle inventory
- Cardio Voyage Innovations’ apparatus for guiding and supporting users to maintain correct postures during squatting exercise
- Charter Communications’ technique for accurately characterizing dropped calls
- JPMorgan Chase’s methods for querying a document pool
- Koya Medical’s lymphatic diagnostic device
- Monolithic 3D’s 3D semiconductor memory device and structure
- Stryker’s privacy controls for cameras in healthcare environments
- Texas Instruments’ fluidic wafer probe
- Toyota’s systems for multi-stage risky driving mitigation
- Traxxas’ model vehicle body
- Trinity Rail Group’s storage assembly for railcar
- USAA’s manufacturer-based autonomous driving assessment
- U.S.
