JPMorgan Chase's newly granted patent describes a "cryptogram lockbox" designed to generate the one-time codes that authorize credit-card transactions locally — inside a merchant's data center or cloud — rather than requesting them from a payment network or card issuer, according to the patent. Fig. 1 shows the system architecture, with a customer interacting with merchant systems that contain the lockbox, which in turn connects to a financial institution. Irving-based Gayathri Sundar is among several inventors named on the patent. [Composite image: Sources, U.S. Patent No. 12619977, Fig. 1; DI Studio]
AT&T's patented quantum security system is designed to automatically detect intrusions on secure communication channels across classical and quantum networks, deploy generative AI to find an "alternative secure communication channel," and migrate services to it. Irving-based David H. Lu is the inventor. [Composite illustration: Sources, U.S. Patent No. 12580949, Fig. 2A; DI Studio]