McKinney-based Uptiq.ai, a provider of AI infrastructure for financial services, has raised $25 million in series B funding. The round was led by Curql, a Des Moines, Iowa-based collective of credit unions that invest in fintech, with participation by 645 Ventures, Broadridge, Epic Ventures, and Evolution VC. 

In an earlier stage of fundraising Uptiq announced in October, the company reported raising $12 million in a round led by Silverton Partners, Live Oak Venture Partners with participation by Tau Ventures, First Capital, and Green Visor Capital. 

“At a time when AI hype is everywhere, financial institutions need systems that actually work in production,” Snehal Fulzele, founder and CEO of Uptiq, said in a statement. “Uptiq delivers industry-ready AI that institutions and builders can trust inside regulated environments.”

AI fintech that works

While financial institutions are eager to use AI solutions, most struggle to move beyond pilots because of regulatory complexity, fragmented systems, and the lack of domain-ready solutions. Uptiq said its solutions were built to solve this problem.

Unlike horizontal AI platforms, Uptiq offers pre-packaged, production-ready AI applications and digital workers engineered specifically for financial services. The solutions deploy rapidly, integrate with existing systems, and meet enterprise-grade compliance requirements from day one, the company said.

“Banks and credit unions don’t need more AI demos—they need systems that actually run in production,” said Dave Tucker, partner at Curql. “Uptiq combines production-ready financial AI with a platform builders can extend, which is why we’re excited to back the team.”

Uptiq’s industry solutions span banking & credit unions, with AI-powered commercial lending, covenant monitoring, servicing, and banker co-pilots; wealth management, with advisor co-pilots for onboarding, compliance documentation, portfolio insights, and client engagement; and fintech & embedded finance, with AI-driven underwriting, risk analysis, and operational automation.

Uptiq’s Qore platform

Uptiq’s flagship platform Qore combines document intelligence, an extensive set of financial skills, multi-agent workflows, and secure integrations into a single system. Qore helps developers create financial AI applications using simple prompts and pre-built financial capabilities, without assembling fragmented AI stacks or creating compliance measures from scratch, Uptiq said. The tool can handle document processing, financial reasoning, permissions, auditability, and integration with core systems out of the box.

As part of the Series B, Uptiq will expand Qore into a self-serve platform for builders and developers, enabling fintech startups, internal bank teams, and independent developers to prototype and deploy financial AI in days rather than months, the company said.

Uptiq’s platform is already in use at more than 140 financial institutions, including Focus Financial Partners, Alpha Modus, Orion, Broadridge, Nano Banc and TransPecos Banks, and has processed over $1 billion in transactions across lending and wealth workflows. Customers using Uptiq’s AI agents report up to 41% faster underwriting decisions, 29% lower operational costs, and double the volume of loan applications processed without increasing staffing.

Over time, Uptiq said it plans to support a broader ecosystem of SMB and consumer-facing applications built on Qore, enabling developers to create intelligent financial apps with built-in compliance, risk controls, and enterprise integrations.

Designed for ‘modern AI development’

Investors expressed enthusiasm about Uptiq’s fintech.

“Uptiq is defining a new category of AI infrastructure purpose-built for financial services,” said Morgan Flager of Silverton Partners. “Their approach aligns modern AI development with the realities of regulated enterprises.”

“Financial services is at an inflection point where AI must move from experimentation to real production impact,” said Nnamdi Okike, co-founder and managing partner at 645 Ventures. “Uptiq is uniquely positioned to lead that shift with industry-ready agents, proven deployment at scale, and a clear platform vision. The team understands both the technology and the operational realities of financial institutions, which is why we’re excited to support their next phase of growth.”

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