The Last Word: Frost Bank CEO on Why He Feels Good About 2026—and DFW’s ‘Unmatched’ Growth in Texas

“It’s hard to argue that North Texas isn’t the strongest market right now. The scale of growth in the DFW area is unmatched in Texas.”

Phil Green
Chairman and CEO
Cullen/Frost Bankers Inc.
…via Dallas Business Journal

The head of Frost Bank sees brightening skies ahead—and North Texas is among the brightest spots on his map, according to a report by Shay Khan.

Frost CEO Phil Green told DBJ sister publication San Antonio Business Journal that his company “feels good about 2026,” with businesses across the state appearing more comfortable operating amid uncertainty. Projects delayed over the past 18 months are now moving forward, he said. Loan growth and rising net interest income drove higher earnings for the San Antonio-based parent company of Frost Bank, which ended 2025 with $53 billion in assets.

Frost Bank is among the largest banks in DFW, with more than $10.4 billion in local deposits as of June 30, 2025, according to FDIC data. The bank opened 10 new financial centers in 2025, including locations in Dallas, Austin, and San Antonio.

Beyond traditional commercial activity, Green cited surging demand for power generation and data center development as key lending drivers. “Anything related to power generation, data centers, and AI infrastructure is very active right now,” he said.

Read more.

For more of who said what about all things North Texas, check out Every Last Word.


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