Dallas-based Solutions by Text (SBT), a leader in compliance-first conversational commerce, has acquired Triple Play Pay, a cutting-edge payment platform.

The acquisition will combine SBT’s communication expertise with TPP’s modern payment orchestration platform to “deliver a unified, compliant, and seamless payment experience” for consumer finance businesses and their customers, the company said.

Terms of the deal were not disclosed.

“The acquisition of TPP marks a pivotal moment for SBT and the consumer finance businesses we serve,” Solutions by Text CEO David Baxter said in a statement. “By unifying messaging and payments as one seamless platform, we are eliminating the need for fragmented tools, enabling consumers to engage and pay in one secure, trusted experience. This accelerates our vision of a frictionless journey, reduces time to value, and solidifies SBT’s position at the forefront of compliant engagement and payments innovation.”

The acquisition builds on SBT’s momentum in payments adoption. Over the past year, SBT customers who have enabled Apple Pay and Google Pay through the FinText platform are seeing 75% of their approved transactions processed through these alternative payment methods. SBT has also driven a nearly 400% increase in approved TextPay transactions, as more consumer finance businesses move to request payments within the messaging channel. These milestones demonstrate the rising market demand for modern, frictionless payments and reinforce SBT’s commitment to leading the transformation, the company said.

‘The next era of payment innovation’

According to SBT, the acquisition of TPP expands customers’ capabilities to include industry-leading compliance & infrastructure: Built on a PCI-compliant gateway at its core, SBT said it now enhances access to traditional and new payment services, ranging from ACH, debit, and credit card processing to the acceptance of mobile wallet options such as Apple Pay and Google Pay.

Other expanded capabilities include faster onboarding and streamlined monetization. Automated merchant account provisioning via TPP’s registered Payment Facilitator (PayFac) program helps merchants go live in days, not weeks, SBT said.

In addition, the acquisition will expand SBT’s sophisticated security and control while expanding the company’s omni-channel payment innovation, SBT added.

SBT said that the expansion of its services gives financial institutions greater autonomy, flexibility, and efficiency. As consumers adopt more payment options across mobile wallets, like Apple Pay and Google Pay, peer-to-peer platforms, and other channels, tracking the timing and cost of transactions becomes increasingly complex. SBT’s platform simplifies the complexity and provides clear insights and transparency so consumer finance businesses can operate confidently, the company said.

“We’re excited to join SBT and help lead the next era of payment innovation,” said TPP Founder Ben Kauder. “By combining SBT’s leadership in compliance-first conversational commerce with our advanced payment infrastructure, we’re creating a unified platform that delivers secure, frictionless payment experiences at scale.”

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